Fremont Mortgage Broker

Sunil Sethi
Realtor, Mortgage Broker, Owner, MBA, CPA
Buy, Sell and Finance Homes in Fremont, Newark & Union City
Main (510) 793-8600     Fax (510) 344-3080

Voted Best of 2006 Real Estate Firm by readers of the Argus

Best of 2005 - Real Estate Firm -Fremont, Newark, Union City

Voted Best Mortgage Broker by the readers of The Argus newspaper - Covering Fremont, Newark and Union City

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Sunil Sethi's Newsletter
October 1, 2007
Voted Tri-City's Best 2006 & 2005
QUICK LINKS:
 
 
 
Recognition Contest
 
This car blows away a Ferrari 360 Spider and a Porsche Carrera GT in drag races, and its 0-to-60 acceleration time ranks it among the fastest production autos in the world. In fact, it's second only to the French-made Bugatti Veyron, a 1,000-horsepower, 16-cylinder beast that hits 60 mph half a second faster and goes for $1.25 million. The 1st two to call with the name the car or its designer wins a $5 Starbucks gift certificate.
* Recent winners ineligible to play for 3 months. 
Last month's Contest
 
No one recognized United States Congressman Pete Stark in this picture. I got a chance to discuss the mortgage meltdown with him at the Tri-City Marketing Realtors Picnic. 
 

100% of my business is from referrals. So if you like my service and know of others that would appreciate receiving this newsletter, please forward it to them as an introduction to me. I look forward to helping you on your next Real Estate or Mortgage transaction.
 
Best Regards,  
 
Sunil Sethi 

     
 
Sunil Sethi
Realtor, Mortgage Broker, MBA, CPA
    38350 Fremont Blvd. #202
Fremont, CA 94536 
(510) 793-8600 Main
(510) 388-2436 Cell
(510) 344-3080 Fax
 
Taking You Forward
 
 
 
Top Ten California Schools
The 2006-2007 API scores are out and Bay Area Schools again dominated the top ten list for Elementary and Middle Schools, but Southern California does better with high schools. Fremont was the only school district to have representation in all three stratums. Bay Area schools are in Blue. Not surprisingly the neighborhoods associated with high performing schools are still in demand. If you are involved in your local PTA, and want to know how you can help your school perform higher next year call me.    top

 
Elementary Schools    
School Name District Name API 07
Millikin Elem Santa Clara Unified 997
Faria (William) Elem Cupertino Union 996
Gomes (John M.) Elem Fremont Unified 988
Murdock-Portal Elem Cupertino Union 988
Mission San Jose Elem Fremont Unified 985
Hoover (Herbert) Elem Palo Alto Unified 985
North Star Academy Redwood City Elem 982
Teach Elem San Luis Coastal 981
Dilworth Elem Cupertino Union 981
Sleepy Hollow Elem Orinda Union Elem 979
     
Middle Schools    
School Name District Name API 07
Elkhorn Lodi Unified 969
Hopkins Junior High Fremont Unified 965
Egan Intermediate Los Altos Elem 958
Miller (Joaquin) Middle Cupertino Union 957
Kennedy Middle Cupertino Union 957
Huntington Middle San Marino Unified 956
Lawson Middle Cupertino Union 954
La Entrada Middle Las Lomitas Elem 951
Redwood Middle Saratoga Union 951
Am. Indian Public Chtr Oakland Unified 950
     
High Schools    
School Name District Name API 07
Whitney High ABC Unified 981
Oxford High Anaheim Union High 981
Muir Charter NV County Off. of Ed. 957
CA Acad. of Math & Sc Long Beach Unified 942
American Indian Public Oakland Unified 940
Lowell High San Francisco 938
Portola Jr/Sr High Plumas Unified 933
Viking Center Grossmont Union 929
Mission San Jose High Fremont Unified 927
Foothill Technology High Ventura Unified 916
     top
 
 
 

Get A Great Rate on 30 Yr Fixed - 6.125% APR
If your home falls in a census tract you may qualify for the best rate on a 30 Year fixed conforming loan. Enter your address here, and press search. Then click on get census data. If your minority ratio exceeds 50% and your loan is under $417,000, give me a call to complete the qualification.    top

 
 
 
Sub-Prime Melt-Down. Is It Over Yet?
I attended a seminar last week given by Peter Dennenhy of the Gerson Lehrman Group, he seems to think that the worst of the impact from the sub-prime resets won't occur till late spring to summer 2008, which is a couple months later than what I read about in reports issued by HSBC and Merril Lynch. However on the positive side - he explained California's population is ever-expanding, as is our job growth. Bottom line - we'll get past this cycle like we did in the past. Who the heck is ready to leave the Golden State!!!    top
  
 
Get on the National Do-Not-Call List
If you want to stop the harassing calls during dinner, then be sure to register all your numbers on the National Do-Not-Call List. This also prevents the credit bureaus from selling your information to anyone with a dollar in their pocket. Also, while you're at it, register yourself at the National Opt-Out Prescreen to stop getting credit card and insurance offers in the mail.  
  top
Delinquincy CHART
 
Merced, CA had the highest delinquincy rate in the Nation for the 2nd quarter of 2007. Here's a link to a detailed chart the Wall Street Journal put together on national delinquincy rates, changes in delinquincy rates and relative median home prices by Calendar Quarters.    top

 


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