Sunil Sethi
Realtor, Mortgage Broker, Owner, MBA, CPA
Buy, Sell and Finance Homes in Fremont, Newark & Union City
Main (510) 793-8600     Fax (510) 431-9046

Best of 2005 - Real Estate Firm -Fremont, Newark, Union City, Fremont Real esate Agent

Voted Best Mortgage Broker - Fremont, Newark and Union City Real Estate Broker
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If you qualify for this program, take advantage of it while its available.
30 Year Fixed Conforming CRA (California Reinvestment Act)

Loan Guidelines

  • Your home must be located within a Census tract that has more than 50% minorities.
  • You must be able to provide income documentation to determine that your debt to income is less than 45%.
  • Your middle FICO score must be 660 or higher.
  • You must have two months of asset reserves, post closing.
  • Maximum loan amount is $417,000, with no cash-out allowed, and loan to value less than 80%.
  • No second mortgage is allowed with this program.
  • Loan to value must be under 80%.
  • Compare this deal to Fremont Bank's current no-cost refinance rate as published on their website.

* Rates are subject to change without notification. The rate quoted is based on a loan between $350,000-$417,000. Other conditions will apply. Call today to get the latest pricing and to determine if you qualify for this amazing program.

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SMA Financing is licensed to lend by the California Department of Real Estate, License #01173766

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